Thursday, September 18, 2014

Reality Finance - The Millionaire Challenge

Hey everyone.
I read an article today that talked about Federal Reserve Chairwoman Janet Yellen and her insight that the poorest of Americans have not benefited from the economic recovery that has taken place over the past five years. I've always believed that anyone can learn to manage their money well and become a millionaire - myself included. But sometimes it's harder for those who 1) aren't earning enough; 2) don't understand what to do with their savings, if they are able to save; or most importantly 3) haven't seen anyone close to them become wealthy independently. I would like to remedy the problems I just mentioned. That's where my Reality Finance - Millionaire Challenge comes in.



You see, I WILL BE A MILLIONAIRE BY DECEMBER 31, 2016.  More specifically, I will have paid off all of my debt and have $1,000,000.00 in cold hard cash in my bank/investment account by December 31, 2016. But in the process of becoming a millionaire, I would like to expose to the world how I do it. That's the "reality" part of Reality Finance. I want to show people that with perseverance and hard work, it is possible to achieve financial independence. I also want to help specifically groups that have been ignored by the financial/wealth management industry such as younger people (ages 6 - 30), women, and people of color. I remember interviewing with a wealth management company some time ago and the interviewer telling me that I couldn't make money working with a person who did not have a lot of money. That concept really rubbed me the wrong way - mainly because it's not true!

At any rate, I've decided to open up my finances for the world to see. I will disclose my debt load, my investment account balance, how much I save and spend on various things throughout the day, how I choose investments, and any other thing readers/viewers would like to know. Tomorrow and in the coming days, I'll be opening up about these pieces of information about myself. I'll be doing this in an effort not only to chronicle my own journey toward  $1,000,000.00, but to show the entire world that anyone with drive and an income can become wealthy, no matter what their financial starting point is.

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